Rates move every day, and the number you actually get depends on your loan type, credit, and down payment. Here's a snapshot to give you a feel — then a lender can lock in a real quote for you.
Sample rates shown for illustration — updated periodically and not a commitment to lend.
The most common choice. Your rate never changes, and payments are spread over 30 years, so the monthly cost is lower. Great for keeping payments comfortable.
Same steady rate, paid off in half the time. Your monthly payment is higher, but you pay far less interest and own your home sooner.
Backed by the government, with lower down-payment and credit requirements. A favorite for first-time buyers who want to get in with less up front.
For eligible veterans and service members — often no down payment required and competitive rates. A well-earned benefit worth asking about.
A quick call with a trusted local lender turns these samples into a personalized rate and monthly payment — no obligation. We're glad to make the introduction.
Rates shown are samples for general information only, are not an offer or commitment to lend, and are not financial advice. Actual rates and terms depend on your qualifications and current market conditions. Monogram Homes is not a lender or mortgage broker. Talk with a licensed lender for a personalized quote. Equal Housing Opportunity.